Gexa Energy vs. 4Change Energy Comparison: Rates, Plans, and Fees

Understanding the differences in rate structures and benefits helps you avoid expensive billing surprises.

Texas has one of the most confusing deregulated energy markets in the country, and staring at a list of nearly identical plans can feel overwhelming. You aren’t alone if you are stressed about potential “bill shock” or hidden fees burying you in the summer months. We created this neutral breakdown to cut through the marketing noise and compare Gexa Energy and 4Change Energy head-to-head. By understanding how their rates actually work, you can sign a contract with confidence rather than crossing your fingers and hoping for the best.

*rates may vary by location and household usage

Quick Look: Gexa Energy vs. 4Change Energy

Feature	Gexa Energy	4Change Energy
Headquarters	Houston, TX	Irving, TX
Primary Selling Point	100% Green Energy	Charitable Giving
Contract Types	Fixed Rate	Fixed Rate
BBB Rating	Generally high (verify current rating)	Varies by time and location (verify current rating)
Typical Cancellation Fee	Often a flat fee around $150–$295 (varies by plan)	Often about $20 per month remaining (varies by plan)

When you look past the numbers, these two companies offer very different “vibes” for the Texas consumer. Gexa Energy positions itself as the “Green Giant.” They are a subsidiary of NextEra Energy Resources, one of the world’s largest generator of renewable energy from the wind and sun. If your priority is supporting the transition to clean power while locking in a competitive rate, Gexa is built for you. They market heavily on the promise that you don’t have to pay a premium to go green.

4Change Energy, on the other hand, is the “Value with Values” option. Their brand is built around the promise that 4% of their annual profits go to local charities. For customers who want their monthly utility payment to do a little extra good in the community, this is a compelling hook. While they offer renewable options, their main focus is on being a budget-friendly provider with a heart. Since their launch, they report donating several million dollars to charitable partners.

Analyzing the Rates: The Bill Credit Trap

If you only look at the advertised rate per kilowatt-hour (kWh), you might be walking into a trap. Both Gexa Energy and 4Change Energy utilize tiered pricing and bill credits to make their rates look attractive on comparison websites. This is often called the “Usage Trap.” For example, a plan might advertise 11 cents per kWh. However, that rate might only apply if you use exactly 1,000 kWh. If you use 999 kWh, you miss a $100 bill credit, and your effective rate shoots up to 15 or 16 cents.

Gexa’s Pricing Structure

When comparing Gexa Energy vs 4Change Energy rates, Gexa is famous for significant bill usage credits. You will often see Gexa plans with incredibly low rates at the 1,000 or 2,000 kWh usage mark. These plans are excellent if you live in a medium-to-large home and your usage is consistent. However, if you travel for a month or have a mild spring where you don’t run the AC, your usage might drop below the threshold, causing your bill to be much higher than you expected relative to the power you used.

4Change’s Pricing Structure

4Change Energy also uses bill credits, but their Gexa vs 4Change bill credit plans are sometimes perceived as slightly more forgiving. They often structure plans where the credit kicks in at a lower threshold, such as 500 or 800 kWh. This can be safer for apartment dwellers or smaller homes. However, you still need to monitor your usage. If you exceed the upper limits of their tiers, the price per kWh can rise again, meaning efficiency is key.

*plans and pricing may vary by location and household energy usage

Plan Types: Renewable Power vs. Charitable Giving

Beyond the math, your choice might come down to what you want your money to support. The competition between Gexa Energy renewable plans vs 4Change highlights two different approaches to corporate responsibility.

Gexa Energy: The Green Choice

Gexa Energy makes renewable energy accessible. Most of their residential plans are 100% green, backed by the purchase of Renewable Energy Certificates (RECs). This ensures that for every unit of electricity you consume, an equivalent amount of renewable energy is generated and added to the grid. For renters or homeowners who can’t install solar panels but want to reduce their carbon footprint, Gexa removes the guesswork.

4Change Energy: The Charitable Choice

When looking at 4Change Energy charitable donations vs Gexa, 4Change offers a unique emotional benefit. Their mission is built into their name: 4% of their profits go to causes like Feeding Texas, the American Cancer Society, and the American Red Cross. Past and current partners have included these and other major organizations. If you are less concerned about the source of the power and more interested in community impact, this model is very appealing.

The Fine Print: Cancellation Fees and Contract Terms

Life happens, and sometimes you need to break a contract. When comparing Gexa Energy vs 4Change Energy cancellation fees, the differences can be significant depending on when you leave.

• Early Termination Fees (ETFs): Both companies will charge you if you switch providers before your contract expires. Gexa typically charges a flat fee, often ranging from $150 to $295 depending on the plan. 4Change often uses a formula, such as $20 for every month remaining on your contract. If you have 10 months left, 4Change might cost you $200, whereas Gexa would cost the full flat fee.
• Move-Out Rules: In Texas, you generally don’t have to pay these fees if you’re moving and your contract allows early termination when you move to an area your provider doesn’t serve. You’ll need to provide proof of your move, like a lease or closing documents, and confirm the details in your EFL and Terms of Service. This protection applies to both providers, making them safe options for renters.

Customer Reviews and Satisfaction

Marketing is one thing, but customer experience is another. When you search for Gexa vs 4Change reviews, you will find a mix of praise and complaints typical of the utility industry.

Gexa Energy customers frequently praise the commitment to green energy and the competitive introductory rates. However, complaints often center on “billing surprises.” Customers who didn’t read the Electricity Facts Label (EFL) carefully are often shocked when they miss a usage tier and lose their bill credit. Their BBB rating is generally high, but these billing disputes are a common theme.

4Change Energy reviews often highlight the ease of enrollment and the “feel-good” factor of the charity donations. Customers appreciate the straightforward interface and responsive support. The most common complaint involves renewal rates; loyal customers sometimes find that their renewal offer is significantly higher than the rate for new customers. It is always smart to verify current ratings and offers on Power to Choose, the official shopping tool from the Public Utility Commission of Texas.

Which Provider Is Best for Your Home?

Choosing between these two heavyweights ultimately comes down to your specific household lifestyle and values. We recommend choosing Gexa Energy if you are a homeowner with consistent, predictable energy usage, usually over 1,000 kWh per month, and you prioritize supporting 100% renewable energy generation. The bill credits can offer massive savings if you hit the targets consistently.

On the other hand, you should choose 4Change Energy if you want competitive rates with a charitable component and plan structures that may be slightly more forgiving for lower-usage homes. Their format of charging a cancellation fee based on remaining months also offers a bit more flexibility if you think you might need to switch providers mid-contract. Regardless of who you pick, always read the EFL to guarantee you get the rate you expect.

Quick Guide: Who Each Provider Fits Best

• Choose Gexa Energy if your household uses 1,000+ kWh most months, you want 100% renewable energy, and you’re comfortable aiming for usage tiers to maximize bill credits.
• Choose 4Change Energy if your usage is lower or less predictable, you like the idea of built-in charitable donations, and you may move or switch providers before your term ends.

FAQs About Gexa Energy vs. 4Change Energy