- Payless Power offers prepaid electricity plans with no credit check or upfront deposit.
- Stay on top of your usage and costs with daily texts or emails showing your energy balance.
- Add funds to your account anytime online, by phone, or in person at local retailers.
- Prepaid plans make it easy to control spending and avoid surprise bills at the end of the month.
About Payless Power
If you’re looking for a flexible, no-deposit electricity option in Texas, Payless Power is a name you’ll want to know. Founded in 2005, Payless Power is a retail electricity provider (REP) that was built around the idea that everyone deserves access to affordable electricity, even if you have a less-than-perfect credit score or want to avoid hefty deposits. Transparency and budget-friendliness are at the heart of what they do, which makes them a favorite among renters, students, and people who prefer flexibility. With its prepaid electricity model, Payless Power lets customers pay in advance and monitor daily usage, helping you stay in control of your energy costs without surprises.
Payless Power Plans & Pricing
| Plan Name | Rate | Plan Type | Renewable | Cancellation Fee | |
|---|---|---|---|---|---|
| PTC 3 Month - Postpaid | $0.10900 /kWh | 3 Months Fixed Rate | 26% | $99.00 | Check Availability |
| PTC 6 Month - Postpaid | $0.13800 /kWh | 6 Months Fixed Rate | 26% | $149.00 | Check Availability |
| PTC 12 Month - Postpaid | $0.14700 /kWh | 12 Months Fixed Rate | 26% | $199.00 | Check Availability |
| PTC 6 Month - Prepaid | $0.16300 /kWh | 6 Months Fixed Rate | 26% | $99.00 | Check Availability |
| PTC 12 Month - Prepaid | $0.17200 /kWh | 12 Months Fixed Rate | 26% | $99.00 | Check Availability |
| 6 Month - prepaid | $0.18600 /kWh | 6 Months Fixed Rate | 0% | $149.00 | Check Availability |
| 12 Month - prepaid | $0.19200 /kWh | 12 Months Fixed Rate | 0% | $199.00 | Check Availability |
*plans and pricing may vary by location. Search for your zip code to find plans available in your area.
Types of Plans From Payless Power
Payless Power provides standard electricity sourced from the Texas power grid (ERCOT). While they don’t specialize in renewable or 100% green energy plans like some competitors, their focus is on affordability, simplicity, and helping customers avoid hidden fees or long-term commitments. Payless Power specializes in prepaid electricity plans, sometimes called “pay-as-you-go” plans. Here’s what that means:
- Prepaid Electricity Plans: You fund your account upfront and receive daily updates on your usage and balance. This lets you monitor energy costs closely and recharge your account as needed, just like a prepaid phone. There’s no credit check, no long-term contract, and no large deposit required, which makes these plans especially appealing to renters, college students, or anyone rebuilding credit.
- Fixed-Rate Prepaid Plans: Some offerings lock in a set rate per kilowatt-hour for a specified period (often 6 to 12 months), giving you predictability in your pricing.
- Variable-Rate Prepaid Plans: These plans fluctuate month-to-month based on market conditions, offering potential savings during periods of lower rates but also carrying more risk during high-demand seasons.
Payless Power Coverage Areas
Payless Power serves homes across deregulated parts of Texas, meaning most Texans can sign up if they live in a market with electric choice. They partner with major utilities in the state such as Oncor, CenterPoint, AEP Texas, and TNMP, so coverage includes both large cities and surrounding suburbs like Houston, Dallas, Fort Worth, and Corpus Christi. Whether you’re in a downtown apartment or a home in a developing neighborhood, chances are Payless Power can support you.
Payless Power Cancellation Fees
Because Payless Power’s model is largely prepaid and contract-free, many plans do not carry traditional early termination or cancellation fees. This makes it easy to switch or stop service when you need to. If you’re on a fixed-rate prepaid plan with a term commitment, be sure to check the fine print, as early cancellations can sometimes trigger small fees or forfeited discounts.
Types of Energy
Payless Power provides electricity sourced from the ERCOT grid, which includes a growing mix of natural gas, wind, solar, and other Texas-based generation. While not exclusively marketed as a renewable-focused provider, some of their plans may include partial green energy content. Their emphasis is primarily on affordability, convenience, and helping customers stay in control of their energy usage.
More Information about Payless Power

One standout feature is Payless Power’s daily usage alerts, they’ll send you a text or email each day summarizing how much energy you’ve used and your remaining balance. This is a great budgeting tool for households trying to avoid bill shock at the end of the month. Payless Power also offers flexible payment methods, including online, by phone, at retail locations, or even through mobile apps, making it convenient to recharge your account anytime. And unlike some prepaid providers, Payless Power has a reputation for solid customer service, with Texas-based support agents ready to help if you hit a snag.
Payless Power’s approach is ideal for people who value simplicity and spending control. Instead of waiting for a monthly bill, you know what you’re paying for as you use it. They have strong customer support based in Texas and offer bilingual service for Spanish-speaking customers. And because they don’t require credit checks or deposits, they’re a great fit for customers who are building (or rebuilding) credit or want to avoid financial barriers when moving into a home.
Perks many customers enjoy include:
- Fast same-day electricity setup
- Options for automatic top-ups
- No surprise end-of-month charges
- Accessible support channels
Why Choose Payless Power?
Payless Power is perfect for shoppers who want to stay in control of electricity costs without jumping through hoops to get connected. It’s especially ideal for renters, students, first-time utility customers, and anyone who wants a straightforward electricity solution. Their daily usage reminders help take the stress out of budgeting, and flexible payment options mean you only pay for the power you use.
You might choose Payless Power if you value:
- No deposits or credit checks
- Freedom from contracts
- Total transparency into energy usage
- The ability to budget easily and prevent bill shock
FAQs About Payless Power
What makes Payless Power different from other providers?
Does Payless Power offer renewable energy?
Can I still use Payless Power if I have bad credit?
Is Payless Power really one of the most affordable providers?
What if my balance runs out?
How do I check my usage and balance?
About the Author
David has been an integral part of some of the biggest utility sites on the internet, including InMyArea.com, HighSpeedInternet.com, BroadbandNow.com, and U.S. News. He brings over 15 years of experience writing about, compiling and analyzing utility data.
